THE NEW INDIA ASSURANCE COMPANY LIMITED
( A subsidiary of the General Insurance Corporation of India )

705, 7th floor, Rais Hassan Saadi Building,  P.O Box no. 5701, Al Mankhool Road, Bur Dubai, Dubai - UAE.

---

PRAVASI SURAKSHA / KUDUMBA AROGYA/PRAVASI VANITHA SURAKSHA SCHEME

Who can enrol for  PRAVASI SURAKSHA ?

• Any Non Resident Indian; and alongwith him/her
• Spouse of the NRI even if he/she is resident in India

• Children of the NRI even if they are resident in India.

Who can enrol for KUDUMBA AROGYA ?

• Any Non Resident Indian who has already enrolled for the Pravasi Suraksha (PS ) Scheme.

• Spouse, of an NRI who has already enrolled in the PS & KA Scheme. He/she can be resident in India or abroad.

• Children, of an NRI who has already enrolled in the PS & KA Scheme.  They can be resident in India or abroad.

• Parents (below 70 years), of an NRI who have already enrolled in the PS & KA Scheme. They can be resident in India or abroad. Parents cannot enrol in the PS Scheme.

Who can enroll for PRAVASI VANITHA SURAKSHA SCHEME ?

• Any female non-resident Indian working abroad.

• Such female non-resident Indian should already be enrolled for Pravasi Suraksha Scheme I or II OR should be applying simultaneously for Pravasi Suraksha and Pravasi Vanitha. She also has the option to join the Kudumba Arogya Scheme.

Key Benefits of PRAVASI SURAKSHA

• Covers Death due to accident, P.T.D (Permenant Total Disability) due to accident, Loss of one eye/one limb due to accident and Loss of both limbs / one eye and one limb or both eyes.
• If the death of the insured occurs due to accident /illness in a foreign country, the expense  incurred for repatriation of the body to India upto Rs. 50,000/- (including airfare of an accompanying person) OR if the insured is to be brought to India ALIVE after an accident, airfare for the insured as well as for the accompanying person upto Rs. 50,000/- is payable, provided a valid claim is admitted under PS & KA Scheme.
• In case of death of the insured NRI due to accident :  

          a) Educational grant of Rs. 50,000/- each to two children below 25 years who continue their education.

          b) Marriage grant : Rs. 50,000/- each for two unmarried daughters.

• To and Fro airfare to India in case of death due to accident of his/her spouse or children subject to a limit of Rs. 50,000/- once during the policy period.

Key benefits of KUDUMBA AROGYA

• Hospitalisation treatment in any 15 bed hospitals in India and for C class cities, the number of beds will be reduced to 10.
• Hospitalisation for a minimum period of 24 hours is admissible.
• For defined major diseases, airfare to India from country of employment is payable.

Key benefits of PRAVASI VANITHA SURAKSHA SCHEME

• Permanent partial disablement and temporary total disablement due to accident upto a maximum of Indian Rs. 2,50,000/- Compensation payable for permanent disability as a percentage of the Capital Sum Insure of RS. 2,50,000/- depending upon the type of disability. Eg.:

  Percentage of Rs. 2,50,000 1. Loss of toes -all 20% 2. Loss of hearing - both ears 75% 3. Loss of four fingers   35% 4. Loss of index finger   10% 5. Loss of middle finger   6%   And so on  -----------------

• Death due to female-related occurrences such as complications arising out of childbirth, caesarian operations etc. provided such death occurs within 7 days from the date of the event. The coverage is Rs. 50,000/-
• Snatching of Jewellery : Snatching of jewellery while being worn on the person of the Insured whilst travelling in a public place anywhere in the world upto a sum not exceeding Rs.50, 000/-
• Loss of personal baggage upto an amount not exceeding Rs. 25,000/- for loss, destruction or damage by accident or misfortune during travel.
• Legal expenses due to work related harassment upto a maximum of Rs. 50,000/- is reimbursable to the Insured for protecting herself against personal harassment at the work place. Such expenses and necessity thereof shall be certified by the respective Indian Embassy.

Pricing

PRAVASI SURAKSHA

  * : If spouse is also employed abroad, both can opt for the same sum insured.

KUDUMBA AROGYA

PS cover alone can be availed by NRI. But it is compulsory that atleast NRI is a member of PS to join KA. NRI has to join both the schemes to enroll family members under KA.

PRAVASI VANITHA SURAKSHA SCHEME

Note : Figures in UAE Dirhams and US Dollars are subject to change due to fluctuation of Indian Rupee against these currencies.

Copyright : This website has been designed and created for the New India Assurance Company Limited, Dubai, by Sudha Srinivas.

Email : sudhags@hotmail.com